Quebec Immigrant Investor Program

Overview

The Quebec Immigrant Investor Program is passive in nature, meaning individuals are not required to establish or actively manage a business in the province

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Suitable Management Experience

A qualified applicant has typically owned or managed an active trade or business, which may include professional practices, rather than merely managing investment activities. In this context, gray areas include professionals that don’t manage the business, passive real estate investors and investment managers. For example, developing real estate may qualify whereas merely owning real estate may not qualify.

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Legally Acquired Net Worth

In order to meet the minimum net worth requirement of $2 million, applicants must demonstrate the net value of their current assets, as well as their history of the acquisition of funds over the course of their careers with supporting documentation.

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Suitable Management Experience

The intention of the program is to attract business acumen and investment to Quebec. A qualified applicant has typically owned or managed an active trade or business, which may include professional practices, rather than merely managing investment activities.

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Successful applicants are required to make their investment with Investissement Québec for a period of five years, at the end of which the capital is returned without interest. The five year period begins upon issuance of the selection certificate before the applicant has even landed in Canada.

Investment and Financing

Quebec Investor program permits

The Quebec Investor program permits applicants to finance the bulk of their investment through designated securities brokerage firms and investment banks. Typically, the financing schemes require a down payment before the bank loans the balance up to $1.2 million.

Native Features

Applicants must have these qualifications:

Legally acquired personal net worth of $2 million;

Two years of suitable management or business experience within the five years preceding the application;

Investment of $1.2 million into a passive government guaranteed investment for a period of five years bearing no interest;

Intend to settle in the province of Quebec.

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